Benefit from comprehensive insights into your mortgage portfolio and loan-level predictions that can be applied to your business now.
Download the Brochure [pdf, 620k]
The Interthinx® Mortgage Loan Assessment service uses a proprietary loan-level model that incorporates key macroeconomic data and enhanced loan characteristics to create forecasts that remain accurate throughout the life of the loan.
This state-of-the-art service directly improves your bottom line by way of a business dashboard that is organized to support intelligent, data-driven decision making.
Highlighted Features
- Incorporates up-to-date loan information beyond initial origination attributes to better capture credit quality. This includes
unemployment rates, interest rate simulation and housing prices.
- Customized predictions are provided in addition to rank-ordering, including delinquency, losses and pre-payment forecast
estimates.
- Captures turns in economic and business cycles for forecast horizons beyond 12 months.
- Aggregates forward-looking forecasts after observation point with improved accuracy around the timing of the event.
- Prediction errors do not multiply, unlike roll-rate transitional models.
- Transparent stress testing based on three industry standards: macroeconomic outlooks, operational complexity, and
regulatory guidelines.
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